PensionSite ::: 401k, 412e Plans, Profit Sharing, Cash Balance Plans, and Defined Benefit Plans

About Us

Who are we?

-	We are in the business of designing and administering qualified retirement plans. Our company was established specifically to design and administer qualified retirement plans under the Internal Revenue Code. We provide a wide range of services, including:
	Feasibility Studies Plan Design and Installation Actuarial Services Annual Administration and Testing Annual Reviews Seminars Plan Terminations
-	Our clients are small business owners and professionals.
-	Operating under the associates concept, we have more than 60 years of experience in the pension and actuarial business.
-	We are not owned by any insurance company, investment company, brokerage house or financial institution.
-	Our professional retirement plan administrators, consultants, accountants work directly with you to provide the highest level of service.
-	Our wide ranging experience in retirement plan design and administration, with our computer support, assures you receive the best possible service, and a plan tailored to meet your client's specific needs and goals.

PLAN DESIGN SERVICES To ensure that the plan we design is right, we consider: how much the plan should cost how to achieve the greatest tax savings who should participate? how benefits can be tailored to meet client objectives applicable pension law INSTALLATION SERVICES To ensure that the plan is installed in the most efficient and convenient manner, we work with our attorneys on plan documents provide announcements for the participants prepare I.R.S. approval forms. ANNUAL ADMINISTRATIVE SERVICES To assure that the plan remains on the right course, we remind those involved when it is time to bring the plan documents up-to-date compute new benefit levels each year conduct employee seminars as appropriate provide actuarial services determine and maintain individual participant account records prepare I.R.S., D.O.L. and P.B.G.C. reporting forms prepare benefit statements for each participant process participant terminations and retirements provide information as required consult with those involved on matters of plan operation. We continue to monitor the plan to ensure its ongoing effectiveness. This includes reviewing new legislation, IRS regulations and rulings, and court decisions.

William H. Black, Jr.

Professional Experience
1984 to present	President, W. H. Black & Company Orlando, Florida
1979 to 1984	Talmar Associates, Inc. Altamonte Springs, Florida Indianapolis, Indiana
Education	Bachelor of Arts, Business Administration and Economics Rollins College
Professional Designations	Chartered Life Underwriter (CLU) Life and Qualifying member MDRT (Million Dollar Round Table) 15 time Court of Table (MDRT) 11 time Top of Table (MDRT) Bill Black has been in the pension administration business for over 25 years. As president he is responsible for the marketing efforts of the firm and assists producers nationally with the sale of plans. Bill has a B.A. from Rollins College in Business Administration and Economics, is a CLU, ChFC, Life and Qualifying member of the Million Dollar Round Table (MDRT), and fifteen time Court of the Table and eleven time Top of the Table qualifier. Bill brings that unique and necessary combination to the marketing effort. He is comfortable with the explanation of complex ideas and able to put them into easily understood concepts, with the ability to sell. Having spoken nationally and internationally on the topics of qualified plans, Bill is a much sought after speaker. He is certified to teach continuing education to CPA’s and insurance professionals. Additionally, he has had numerous articles published in industry journals and has been featured on radio programs that address financial planning matters. Licensed in 43 states, we are truly a national practice. Bill has marketed and administered plans in virtually every state in the union.

Robert Penafiel

Professional Experience
04/93 to present	Vice President of Pension Services, Inc. Miami, Florida
05/87 to 04/93	Pension Consultant and Head of Administration Group Pension Systems, Inc. Coral Gables, Florida
Education	Undergraduate: Bachelor of Commercial Science in Accounting Florida International University
	Undergraduate: Associate of Applied Science in Computer Science Miami Dade Community College (Academic Scholarship Recipient)

Kenneth Vollmer, EA, MAAA, MSPA

Education

State University of New York at Buffalo
Buffalo, NY
Bachelor Degree Joint degree in Statistics
and Economics

Professional Designations

Enrolled Actuary of the Joint Board for the Enrollment of Actuaries (1993)
Member of the American Society of Pension Actuaries (1993)
Member of the American Academy of Actuaries (1993)

Ken is an actuary with over a decade of experience in the administration of small to medium-sized defined benefit plans and excels in the design of plans for professionals and the closely held business. These plans are designed for maximum tax benefit and wealth accumulation, while adhering to the strict letter and spirit of the law. He is able to explain complex concepts in simple terms to both clients and advisors alike.

He has been responsible for the design, development and full administration of qualified plans, whether defined benefit or defined contribution. He is a member of the American Academy of Actuaries, American Society of Pension Actuaries and an Enrolled Actuary with the Joint Board for the Enrollment of Actuaries. He brings the competence, skill and depth to ensure all plans are prepared and maintained in a competent and compliant format.

Securities offered through Ogilvie Security Advisors Corp.
71 South Wacker, Suite 3025, Chicago, IL 60606
Tel: 312.335.5476
Member FINRA www.finra.org / SIPC www.sipc.org
Ogilvie Security Advisors Corp and PensionSite.org are independently owned and operated.